Lifetime Reserve Days 2024. But if you ever need to extend your hospital stay, medicare will cover 60. Medicare lifetime reserve days are used if you have an inpatient hospital stay that lasts beyond the 90 days per benefit period covered under medicare part a.

If your medicare benefits run out but you still need care, lifetime reserve days can help. Medicare will cover 60 additional reserve days, and you will pay a coinsurance for each day.